Personal Finance- Heath insurance Research Paper

Personal Finance- Heath insurance - Research Paper Example It works together with SEHA, the national insurance scheme to ensure proper health services. The insurance being able to cover any hospital is essential in providing the citizens are satisfied with the services they get from hospitals all over the country. The scheme provides a mandatory health insurance for the people. It is key to ensuring the realization of Qatar’s vision 2030 when it comes to providing proper health care for its people (Pallot, 2014). SEHA came into existence when Qatar formulated goals that would ensure good health care for its people and reduce the number of deaths caused by inadequate health care. The health care strategy seems to be working well for the people since its inception in the state of Qatar. The network associated with SEHA includes both private and public health care providers. The people who are eligible to register with the insurance get a list of hospitals and health care providers they can work with for the better health (Seha, 2015). The strategy of working with SEHA has provided excellent efficiency and transparency in the national health care sector. The first stage of the scheme had its implementation in July of 2013. The best feature of the first stage is that it covered the health care of women who are 12 years and above to gynecology, maternal, prenatal and postnatal clinic for their children. Other health problems related to women also receive cover in the first stage implementation of the strategy. The second phase of the study, inaugurated in April 2014 provides comprehensive insurance cover for all the Qatari citizens for all the fundamental health problems (Seha, 2015). Qatar is now at the forefront of the global initiative that calls for a comprehensive health coverage for all the people. The World Health Organization is at the forefront in ensuring all the countries around the world provide national health insurance cover. The insurance cover for the people of Qatar through SEHA has

Reputation and Privacy Issues in Distributed Computing Research Proposal

Reputation and Privacy Issues in Distributed Computing - Research Proposal Example However, researchers like Katsikas argue that the domain attained an independent identity only during the past 20 years and that there is a wide scope for further research and development (126). While current distributed models are capable of delivering high-speed, on-demand services via a shared pool of resources and can operate with minimal interaction or management, such recent advances have introduced several more dimensions into factors like privacy and data security that are critical when sharing information. Thus, distributed computing is widely regarded as a new programming paradigm that needs further research for better flexibility together with the identification and resolution of all outstanding issues related to information privacy and reputation (Katsikas 54). The proposed study aims to analyze and understand some of these issues and provide some useful solutions that may be incorporated in future implementations of distributed systems. The reasons for undertaking this r esearch and the necessity to understand this specific segment of distributed computing is elaborated in the subsequent sections. ... e element of trust that cannot be controlled by networks themselves becomes a crucial factor and is necessary for authorized and meaningful interaction among users (Hubner 195). Thus, the proper sharing of information across distributed networks is a challenge to network designers and engineers. Petkovic notes that the question of data privacy i.e., how to share information with accurate representation while maintaining privacy and designated delivery is one of the major questions currently being explored by researchers (187). While many studies have devised effective solutions that tackle privacy or reputation (trust) related issues, Subramanian argues that most of these have explored only a specific area (92). Thus, there is not much insight when it comes to evaluating both privacy and trust related methodologies that are capable of collectively solving the overall problem of proper information sharing. Questions remain on the robustness of current privacy framework and trust model s and the extent to which they can cope with a varying range of attacks. Dubitsky adds that existing techniques are not capable of utilizing any human characteristics or transcending beyond the use of trust as a validation of rules (165). The rapid surge in the use of mobile devices in distributed computing has introduced another important complexity into the equation besides raising new issues on reusable identity, ad-hoc access and transient communication. The growth of social networking over the past 5-6 years has also raised questions on the validity of identities and trust. Umar further adds that in a decentralized environment such as in distributed computing, human involvement is prone to introducing challenges in areas like human-computer interaction (HCI) (86). These

Principles of managerial accounting. Answers to Questions. (Cash Flows Essay

Principles of managerial accounting. Answers to Questions. (Cash Flows Information, Apple's Cash Flow, Stock Features, Role of Management Accounting etc.) - Essay Example As a rule, one should look at cash flow statement, as† if the cash obtained from operating activities is greater than the derived net income, company is in a healthy position, but if it is reported otherwise, something is wrong, and management should be concerned on this. (Accounting Coach) It is different for investors because for investors more cash coming in means increases in dividends, opportunities for expansions, and payment of debts, and would improve stockholders value. Apple's Cash Flow Review the cash flow statement for Apple. How would you summarize Apple’s cash flow position and what does this statement tell you about where the money is coming from and where it’s going? What should Apple do to improve its cash position and why? A review of the yearly cash flow statement of AAPL from 2010 to 2012 shows that the cash used for operating have been larger than the reported income so it is assumed that some strategies of the company are not attuned with the operations and investing activities. (Yahoo Finance, 2013) For instance, a lot of cash are tied up in accounts receivables and in heavy investments. AAPL cash flow states Investors are happy since dividends are paid regularly and obligations are met as they fell due. What should Apple due to improve its cash position? Since cash position has been low for the past 3 years of operation, a review of company’s strategies should be done, more so in operational strategies. For instance, heavy accounts receivables means creditors are enjoying too much liberal credit facilities, or management needs to slow down on investments. 3. Stock Features What is "callable preferred stock"? Why do corporations issue such stock? Given the different features that are associated with stock (callable, cumulative, preferred, etc.), what type of stock would you want to buy personally and why? A callable preferred stocks are stocks issued by a company wherein it has the right but not an obligation to repurchase the stock at a specific price after a certain date (Investing Answers). For instance, issuer Company †Star† issued preferred stock in 2000, paying a rate of 10% and would mature in 2020 , callable at 2010 . In 2010, â€Å"Star† gains the r ight to call the stock. Star would most probably exercise its right to call the option if the interest rates in 2010 is lower than 10%. The usual procedure is that issuer pay investor a little over the par value in order to call the stock, a call known as call premium. Call premium decreases as the preferred stocks comes near to it maturity. In this case Star offers 102% of face value if the call is done in 2010, but it is reduced to 101% as it goes to 2015 or nearer. It is advantageous to issuer since it can offer the flexibility of offering lower interest rates thus gain in the transaction. A callable preferred stock becomes disadvantageous to investors because of prospects of reinvesting at a lower rate of interest. Cumulative refers to the variation in the preferred stock. This provision settles any unpaid dividends in the past to the investor before paying new obligations to investors. It is cumulative because company owes investors a collective amount (Damon, S.). Preferred St ock is a financial instrument that gives the investor a higher claim on the assets and earnings of the company than the holders of common stock. Dividends must be paid

The Liberal Party of Canada Essay Example | Topics and Well Written Essays - 1500 words

The Liberal Party of Canada - Essay Example On the one hand was the governing coalition of Liberal – Conservatives under the leadership of Sir John A. McDonald in Canada West and his French – Canadian counterpart, George – Etienne Cartier in Canada East. This disparate organization encompassed a number of distinct groups, many of which had potentially conflicting interests – Catholic and Protestants, English and French, Urban and Rural (Stephen Brooks, page 282) â€Å"The Liberal Party of Canada is always located somewhere in the middle of the political spectrum and often finds itself divided between a progressive wing and a conservative wing† (Patrick Malcolmson, Richard Myers, page 178) Base of Support The main support group for the classical liberals consisted of Industrialists, merchants and property owning- individuals while the chief supporters for the contemporary Liberal party includes several middle of the road advocacy groups within the feminist, environmental and multicultural movements, public – sector workers, middle – class intellectuals in the universities and the media, the national Liberal Party and the Bloc Quebecois; think – tanks including Canadian Policy Research Networks, the institute for Research on Public Policy and the Canada West Foundation. ( Stephen Brooks, page 40 - 41) According to the views propagated by R. B. McCullum, the Liberal Party was the â€Å"party of the middle class, with the support of the industrial workers† (Robert Kelly, page 43) Political Ideology One way of categorizing political ideas – perhaps the most popular way – is to describe them as being left wing/ right wing or centrist/ moderate.

Lee Cantor's Assertive Discipline Essay Example | Topics and Well Written Essays - 1750 words

Lee Cantor's Assertive Discipline - Essay Example behavioral modification plans and offers a systematic approach to the reinforcement of appropriate student behavior, encouraging teachers to â€Å"catch the student being good† and implement a detailed systematic plan for the use of mild punishers for wrong behaviors (Canter 1989). The system was designed in response to the widespread need for greater classroom management skills. By 1991 about 750,000 teachers had been trained to use Assertive Discipline. However, the popularity of the discipline was mostly built on good marketing rather than on profound research. This fact has been repeatedly underlined by the scholars, who argued that Assertive Discipline and its impact on students should be examined on a wider territory and a variety of settings in a longitudinal study. Though the discipline has received many appraise, it has also met much critical argumentation about the appropriateness of the operant procedures in the modern humanistic education system. However, as Evans et al. suggested, strong criticism was mostly the result of a long-lasting argument between humanism and behaviorism and this argumentation can go forever (p.13). This paper examines researches having been done on Assertive Discipline. We will see where the program has been implemented and whether it has been effective in a variety of settings. Assertive discipline got much praise. Lee Canter (1989) enumerates the dissertations, master’s theses and research projects dealing with Assertive Discipline. The results revealed that teachers dramatically improved student behavior when they used Assertive Discipline approach. Assertive Discipline helps to reduce the frequency of disruptive behavior in the classroom, greatly reduce the number of students referred to administrators, increase students’ time-on task. The teachers implementing Assertive Discipline were evaluated as more effective in classroom management. Research carried out in school districts in Oregon, California, Ohio and Arizona

Intoduce two organizations from United Nations Essay

Intoduce two organizations from United Nations - Essay Example The United Nation’s General Assembly is the main organization within the UN. The General Assembly is the primary organization for deliberation. This organization contains all of the nations that are a part of the United Nations. In terms of how frequently this organization meets, it’s noted that regular yearly sessions occur. Regarding hierarchy, â€Å"the organization elects a yearly president that oversees the presiding meetings† (Fasulo, p. 21). The annual meeting occurs over a two-week period. During this time all organizations are given an opportunity to address the assembly. The formal proceedings of this assembly feature an opening statement by the Secretary-General. This statement is followed by a statement from the president of the assembly. After lengthy debate and presentations occur the General Assembly will oftentimes vote on important issues. In terms of the voting structure, it’s necessary for two-thirds of the organization to vote and agree on an issue before it is enacted. There are a great amount of potential issues that could be considered at the General Assembly convention. Many of the predominant issues are human rights concerns. Another prominent United Nation’s organization is the Security Council. This organization’s primary responsibility is the establishment and maintenance of peace and security among countries. While the General Assembly has the power to pass security concerns, the Security Council is recognized as being the only organization that can pass biding regulations regard security concerns. While the General Assembly is composed of all nations that are members of the United Nations, the Security Council is restricted to certain nations. In these regards, â€Å"15 members are on the Security Council board, with five permanent members and ten non-permanent members† (Mesler, pg. 111). There are a number of elements related to this structure

Costs and benefits of the migration Essay Example for Free

Costs and benefits of the migration Essay The costs are highly experienced in the developing countries than the developed countries. The migration of the practitioners leaves the medical system being completely inadequate to carry out its mandate on top of the many other problems such institutions already faces. Therefore, the first major cost faced due to the migration is the lack of the institutions to provide the required medical care to the citizens. This becomes worse when it is not possible for the institutions to replace the manpower lost. This means that those left behind to work in the institutions will have to be overworked while still being paid the little amount they used to receive. The more the employees are strained, the more they are pushed to look for better working conditions elsewhere making the situation worse (Stewart, Clark Clark, para 11). The other cost comes in form of the investment that has been used in the training of the practitioners who migrate. Most of the developing countries subsidize or entirely sponsors the training of these practitioners. It thus implies that the investment the government puts in such personnel is lost when they migrate to the developed countries. The major benefits that this migration brings can be categorized into the remittances that the practitioners send to their home countries, and the skills they get due to the exposure. The amount sent home is more important in improving the economic life of those left behind and the nation as a whole. This remittance plays a significant role in the practitioner’s country of origin’s economy in form of foreign funds. This has made some countries like the Philippines to train more nurses and sent them to practice in developed countries and thus contribute to the Gross National Product growth (Tujan, para 15). Most of the developing countries do not have enough medical facilities. Therefore, when the practitioners moves temporarily to the developed countries, they get to be exposed at high levels of technology which makes them have improved skills that will plays a significant role in developing the medical system in their home country when they go back. This implies that the country of origin might save a lot in terms of what could have been spent in specialized training or higher education for the practitioners. The major problem with this however is that, many of the practitioners do not return home, and when they do, they have retired hence not productive. In the developed countries In the country of origin, the migration causes a lot of costs than the benefits. However, on the receiving countries, the benefits accrued are higher than the costs incurred. The issue of recruitment within any organization is usually a costly affair. Recruitment of the immigrants is thus more costly than local recruitment. This can force the organization and the government to pass the extra costs to the consumers increasing the cost of living in the society. The cost can also be experienced in the course of resettlement of the immigrants (Stilwell et al, para 7). There are some instances in which the immigrants are willing to take up some policies set by a government more than the local practitioners. For instance, working in form of contracts or part-time. Many of the locals do not agree with this, hence when the immigrants seem to agree with such a policy, they are usually recruited in favor of the locals, and this will generally affect the wages of the local practitioners, which will further go down affecting the tax bracket of the receiving country. In a case where the locals see that they are competing with the immigrants, there can be low morale and reduced commitment in the working. This might be looked at in the micro economic level as affecting only the firm; however, the macro-economic effect has to be put in consideration. The most important benefit of the professionals inflow from the developing to the developed countries is experienced when there is no shortage of the practitioners. This means there shall be improved provision of health care services. The local practitioners in developed countries mostly would need to be paid higher remunerations as compared to the immigrants. Therefore, if the immigrants are employed, it means they shall provide medication at a cheaper rate which will go down reducing the cost that could be passed to the consumer. On the other hand, the government will benefit from the taxes that will be collected from the foreign practitioners (Crush, pp 7). Conclusion Both countries have some benefits and costs they get when the professionals migrate. However, as argued, most of developing countries get more costs than the benefits from these acts. It is thus important that the concerned stakeholders should come up with policies that would see ethical migration between the receiving and sending country so that no country benefits at the expense of another. Work Cited Crush J. The Global Raiders: Nationalism, Globalization and the South African Brain Drain, 2002. Journal of International Affairs, Vol. 56, Issue 1, pp 4-7. Kapur D Mchale J. Should a Cosmopolitan Worry about the Brain Drain? 2006, Journal of Ethics International Affairs, Vol. 20, Issue 3, pp 11-15. Stewart J, Clark D Clark P F. Migration and Recruitment of Healthcare Professionals: Causes, Consequences and Policy Responses, 2007. Retrieved on October 28, 2008 from http://www. focus-migration. de/The_Migration_and_Re. 2496. 0. html? L=1. Stilwell B, Diallo K, Zurn P, Dal Poz M R, Adams O Buchan J. Developing evidence-based ethical policies on the migration of health workers: conceptual and practical challenges, 2003. Journal of Human Resources for Health, Retrieved on October 28, 2008 from http://www. human-resources-health. com/content/1/1/8. Tujan A. Health Professionals Migration and its Impact on the Philippines, Journal of Asia Pacific Research Network, 2002. vol. 6, Issue 1. Retrieved on October 28, 2008 from http://www. aprnet. org/index. php? a=showc=Volume%206%20March%202002t=journalsi=5.